reduce-spending

The Need to Control Consumption Expenditure

For you to reach some level of financial security, you must allow the money that flows into your life to remain in your life. You must learn how to control expenditure. Financial independence has nothing much to do with how much you make. But it has everything to do with how much you do not spend. We all know from experience that no matter how high your income, expenditure can always equal it. The day...

The Need to Curtail Consumption Expenditure

There is a former Local Government Chairman in my town today that goes in tattered clothes, his health has gone so bad and everyday he goes to the Council Secretariat to beg the people who were taking instructions and commands from him two years ago for a loan. When he was a Local Government Chairman, his office was protected by policemen and hired tugs. To see him you needed to bribe the PA to the PA...

The Exciting Benefits of Controlling Expenses

When your phone stops being a hot line and you no more sign the voucher! When the time book is gone and the benefits no more! When the imprest stops coming and the contracts too slow! When you call to the office three months after your retirement and your retirement benefits are not yet ready, there is nothing that will contribute so much to your peace of mind and self-esteem as the self-confidence...

The Dangers of Procrastination

When I was a young man, I reflected on the words of the legendry scientist Isaac Newton when he said “I have been able to grow tall and see further because I am standing on the shoulders of giants.” I figured out that the best way to become older than my age was to learn from people who have seen life much more than I. One day I asked a veteran man of God who was a renowned preacher in his heyday...

Why Most People Cannot Cut Their Spending

As important as controlling expenditure may sound, why are the majority of persons in our society not doing it? Why then do people run out of money before the next pay day and yet cannot explain even to themselves where the money went? A research we conducted at Heroes & Heroines Capital Ltd revealed four broad and interrelated causes of this ugly situation. They have never been sold on the...

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